LegibleTax
Annual tax worksheet

Chicago

Enter your numbers in each section. Anything you leave blank stays an estimate.

Income tax

Annual income
Filing status
Kids at home

Federal Child Tax Credit — $2,000 per child under 17.

Federal income tax
$29,043
19.36% effective · 2024 · single

Computed on gross income, less the federal Child Tax Credit ($2,000 per child under 17, phasing out above $200k single / $400k married). Still simplified — it ignores the standard deduction, other credits, the refundable-credit cap, and payroll (FICA) taxes.

See the calculation →
Illinois state income tax
$7,425
4.95% of income

Flat 4.95% state income tax — a graduated rate is barred by the Illinois constitution. No local income tax anywhere in the state.

See the calculation →
Subtotal $36,468

Sales tax

Taxable purchases

Yearly spending subject to sales tax

Illinois sales tax est.
$2,500
6.25% of purchases

6.25% state base rate; counties, cities, and transit districts add local rates on top.

See the calculation →
Cook County sales tax est.
$700
1.75% of purchases
See the calculation →
City of Chicago sales tax est.
$500
1.25% of purchases
See the calculation →
RTA transit sales tax est.
$400
1.00% of purchases

Regional Transportation Authority tax funding CTA, Metra, and Pace.

See the calculation →
Subtotal $4,100

Gasoline tax

Gas

Gallons of gas a year (~500 typical)

Federal gasoline excise est.
$92
18.4¢/gal

A flat federal excise, unchanged since 1993 and not indexed to inflation: 18.4¢ per gallon (18.3¢ to the Highway Trust Fund plus 0.1¢ for leaking underground storage tanks). It applies in every state; states add their own.

See the calculation →
Illinois gasoline tax est.
$332
66.4¢/gal

High total state fuel taxes — Illinois also applies sales tax to gasoline; Chicago adds more.

See the calculation →
Subtotal $424

Property tax

Home value

Your home's market value

Property tax (Chicago / Cook County) est.
$9,500
1.90% of home value

Chicago's effective property tax averages roughly 1.8–2.0% of market value (Cook County median ~2.14%). The General Homestead Exemption cuts a primary residence's Equalized Assessed Value by $10,000, saving about $250–$2,000/yr.

See the calculation →

What's left

Federal incomeState incomeSalesGasolinePropertyTake-home
Total tax
estimate — add home & spending
$43,994–$61,507
Take-home$88,493–$106,006

33.66% of your income goes to taxes.

That's $50,492 to federal, state, and local governments this year; you keep $99,508. The gray slice of the bar is what's actually yours.

The same numbers elsewhere

Your inputs, other places — tap to see the breakdown.

New York City, NY$52,931→Los Angeles, CA$49,704→Contra Costa County, CA$48,977→

About Chicago

Chicago, Illinois

Chicago stacks Illinois' flat 4.95% income tax (there's no city income tax) with the highest combined sales tax of any major U.S. city — 10.25% (6.25% state + 1.75% Cook County + 1.25% city + 1.00% RTA transit) and some of the country's higher property-tax rates. Income-light, consumption- and property-heavy.